- financial weight watchers
- motivating you to manage your money & be happy
A group of people to support and motivate us all to do better with our money without feeling bad. The idea is to motivate you (incl. myself) to manage your money better.
I'd like a sensible approach to money, financial weight watchers if you will, that guides and motivates. The money 'middle-way' of balancing the effort and hassle of switching savings accounts around versus the benefits.
Everybody has a budget (money diet) wheather they know it or not!
It is like a food diet, we all eat food and are on a diet, we spend money and we are on a budget, be it large or small. Everybody deals with finances, bank accounts, savings, pensions (even if only state pension - National Insurance contributions), but what can the masses do to help themselves?
There are lots of sites with the 'how to' save money, make money and invest money. But where and what is the motivation to manage your money? Is the motivation the carrot or the stick, towards pleasure or away from pain?
The UK government has set up www.yourmoney.moneyadviceservice.org.uk which is a start. There is the consumers revenge with Martin Lewis www.moneysavingexpert.com with the how to save money. And blogs like www.monevator.com to motivate investor but I want to motivate people to sort out all aspects of their money lives.
I want to be able to enjoy life and not worry about spending money. I do a budget (spending review) but things cost what they cost so how do you figure out what to cut back on? How do you persuade your family to buy into the idea?
I need to go and look at last month's spend and figure out 'where the money goes'...
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